Instant Approval Payment Gateway With Instant Payouts

Instant Approval Payment Gateway

  • ⚡Instant approval payment gateway accept bank cards like Visa or Mastercard no matter what you are selling (all high risk business models are accepted).
  • 💳You can accept Credit/debit card (including MasterCard, Visa, and Maestro) – Apple Pay – Google Pay - PayPal - Revolut – SEPA or local bank transfer.
  • 👤No sign up (instant access). Merchants using the payment system remain anonymous with ZERO KYB. You don't need to provide any information or documents.
  • 💲 Instant payouts in USDC (Polygon) with every order directly to your own crypto wallet. We never handle/hold your money, you will get instant payouts with every transaction.
  • 💼 ZERO chargebacks and ZERO liability. All payments are final irreversible and merchants are not liable for any customer disputes.

API integration

Accept card payments through our HTTP API—no storefront plugins required.

⚠️ Instant access without sign-up. You need a USDC (Polygon) wallet for payouts. Review minimum order amounts per provider.

📡 Open API documentation (Apidog)

Features

  • High risk merchant account and payment gateway for high risk businesses instant approval.
  • Instantly start accepting Credit/debit card (including MasterCard, Visa, and Maestro) – Apple Pay – Google Pay – SEPA or ACH local bank transfer.
  • ZERO chargebacks and zero liability.
  • Instant approval via API — accept payments in a few seconds supporting multi providers including but not limited to Stripe - MoonPay - wert.io - ramp.network - Guardarian - Transak - Particle.network - Mercuryo - Banxa - Alchemy Pay - Utorg - Transfi - ChangeNOW - Sardine - Unlimit - SimpleSwap - Bitnovo.
  • Instant payouts to your USDC Polygon (MATIC) wallet with every payment you receive.
  • Can be used with unlimited websites.
  • Processing fees varies per provider and order amount.
  • You can control who will handle the payment fees the customer or you the merchant.
  • Minimum is $1 per transaction.
  • Provider handles processing your payment and your customer may be asked to perform instant ID verification (KYC) during checkout at the first time using this method.
  • Your customer cards must be 3D Secure (Verified by VISA and MasterCard SecureCode).
  • You can accept payments worldwide except for some countries check each provider website for the full list.

How it works?

  1. Integrate your server or app with our payment gateway API (see API docs).
  2. Configure your USDC Polygon (MATIC) payout wallet in your integration settings.
  3. Go live and accept Credit/debit card (including MasterCard, Visa, and Maestro) – Apple Pay – Google Pay – SEPA or local bank transfer.
  4. When your customer place an order they will be redirected to pay through payment fiat onramp provider to make the payment using their credit card.
  5. A temporary wallet address is assigned to each order for enhanced privacy and precise payment detection.
  6. Infrastructure provider will handle your customer's instant ⚡ verification and any chargebacks. All payments are final and you will not receive any chargebacks.
    Instant Verification
  7. Verification of customer is instant ⚡ and it takes only 2 minutes!
  8. After your customer complete the payment though provider, order will be marked as paid automatically on your site and you get USDC instantly to your specified wallet address.

Minimum Order Amount

💡Minimum order amount varies per provider:

💡Payouts maybe sent in ETH or USDC or USDT (Polygon or BEP-20) or POL native token. Same wallet should work to receive all. Make sure you use a self-custodial wallet to receive payouts.

⚠️ Providers with a warning sign means it is either unstable or under maintenance provider so you may avoid enabling them at the moment.

📌 Due to UK 🇬🇧 FCA regulations some providers may enforce a 24-hour cooling-off period on UK customers only before they can execute transactions. To bypass this issue you may need to enable provider like Revolut to allow your UK 🇬🇧 customers purchase without waiting.

API Docs

Apidog API documentation

If you want to integrate our payment gateway with any other system. You can read our 📖 API documentation.

Prohibited Business List

✅ Any merchant can use our payment gateway system and API instantly approved. However we don't tolerate illegal activities and under our sole discretion we can limit your access to our gateway in case of abuse.

The following businesses are strictly prohibited from using our gateway and will be denied access without prior notice:

  • ❌ Fake shops and scammers not delivering goods/services after customer payment.
  • ❌ Intoxicating substances that affect consciousness, including but not limited to liquor, alcohol and narcotic medications of all kinds. This also includes plants and herbs with a narcotic or recreational effect.
  • ❌ Adult or pornographic material including nudity or filming sexual activities.
  • ❌ Casino, gambling and betting.
  • ❌ Any commercial activity that is commonly categorized as criminal or dark web activities.
  • ❌ Receiving complaints from customers, payment providers and law enforcements regarding your activities.

⚠️Warning: You are not allowed to display the payment/checkout page as an embedded iframe. Customer must be redirected to the licensed payment provider directly.